Five free tools that show you exactly what you'd net from a home sale, what your monthly payment would be on the next house, and where you'd save by skipping the 3% commission.
Most people sell a home maybe two or three times in their life. The transaction is high-stakes, full of moving parts, and the actual numbers don't show up clearly until closing day, by which point any decisions you might have made differently are locked in.
These five free calculators take the guesswork out. Each one shows you a piece of the picture: what you'd net, what you'd owe, what you'd save, and what your next home would cost. Use them before you list, not after.
What it shows: The exact dollar difference between a traditional 3% buyer's agent commission and VroomBrick's 1% technology fee on your home's sale price.
Why it matters: This is the single biggest cost in any home sale, and it's negotiable. Most sellers don't realize there's a 2% gap between what a default commission costs and what a 1% technology fee model costs, until they see it laid out side by side.
How to use it: Enter your home value. The calculator immediately shows the 3% commission amount, the 1% fee amount, and your total savings. On a $500,000 home, that's a $10,000 difference.
Try it: Savings Calculator
What it shows: Your projected take-home proceeds after every standard line item, agent fees, title insurance, transfer taxes, mortgage payoff, prorated taxes, and HOA fees.
Why it matters: The closing disclosure is not the time to first see what you actually net. The net sheet calculator gives you that number before you even list, so you can make decisions about pricing, concessions, and timing with full information.
How to use it: Enter sale price, your remaining mortgage balance, and a few standard inputs (state, HOA, etc.). The calculator returns your projected net proceeds with a full line-by-line breakdown.
Try it: Net Sheet Calculator
What it shows: Your monthly principal and interest payment for any loan amount, term, and rate. Also shows total interest paid over the life of the loan.
Why it matters: Whether you're sizing your next home purchase or modeling what a different rate would do to your payment, this is the foundation. A 0.5% rate change on a $400,000 loan is roughly $120/month, over a 30-year term, that's nearly $43,000 in extra interest.
How to use it: Enter loan amount, interest rate, and loan term. Adjust the inputs to compare scenarios.
Try it: Mortgage Calculator
What it shows: How different offer scenarios compare side by side, purchase price, down payment, closing costs, monthly payment.
Why it matters: When you're deciding between two homes (or two offers on a home you're selling), the simulator lets you model the full financial picture of each scenario. It's especially useful for figuring out whether a higher-priced home with seller concessions actually beats a lower-priced home without them.
How to use it: Enter the details of two scenarios. The simulator shows them next to each other so you can compare directly.
Try it: Offer Simulator
What it shows: The full all-in monthly cost of a home, principal, interest, property taxes, homeowners insurance, PMI (if applicable), and HOA fees.
Why it matters: The "mortgage payment" most people quote is just principal and interest. The actual monthly cost of owning a home is usually 25%–40% higher once you include taxes, insurance, and PMI. This calculator gives you the real number.
How to use it: Enter purchase price, down payment, rate, term, and your local property tax rate. The breakdown shows you the complete monthly cost.
Try it: Monthly Payment Breakdown
These calculators work as a system. A typical sequence:
The whole flow takes about 15 minutes and gives you a clear financial picture before you commit to anything.
These calculators exist because most real estate decisions get made with vague estimates. "About $10,000 in closing costs" or "around $2,400 a month" or "we'll probably net what we want." Then the closing disclosure shows up and the actual numbers are different from the estimates by thousands of dollars.
Free calculators that show specific dollar amounts force you to make decisions on real numbers, not approximations. We'd rather have informed clients on the platform than confused ones at the closing table.
The full set is at the Learning Center. Bookmark it. The numbers don't change unless you input something, but your situation might, refinancing, market shifts, or just shopping a different price range. Come back as often as you need.
Keep Your $10,000. We'll Handle the Rest.
About VroomBrick: VroomBrick is a real estate technology platform, not a licensed real estate brokerage. VroomBrick does not provide brokerage services, represent buyers or sellers, or hold real estate licenses. The 1% technology fee covers platform access; closing attorneys, showing agents, and lender partners are independent licensed professionals. Commissions are not set by law and are fully negotiable. Savings examples are illustrative; actual savings vary by transaction.
Read More
Back to all articles →Try our free calculators or start your transaction with VroomBrick today.